Traveller's Guide to New Caledonia Money
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New Caledonia Currency and Exchange Rates
Major credit cards are accepted just about everywhere in Noumea and by hotels throughout New Caledonia. In rural areas the post office (OPT) and banks have ATMs or will give cash on your credit card.
Credit cards are by far the best way to pay for things or get cash in New Caledonia. Visa and Mastercard are universally accepted but most hotels also accept American Express, JCB and Diners.
New Caledonia's currency is the South Pacific Franc
(CFP or XFP)
You'll probably feel weak in the knees the first time you see a bill in CFP because one CFP is like One Cent so $10 would be CFP1,000 and a nice dinner in one of the better restaurants might set you back CFP 10,000 per person.
The CFP is fixed to the Euro (1 Eruo = 119 CFP) and varies in value compared to other currencies accordingly.
The converter here will give you today's rate in any currency. The banks, hotels and stores will not give you the "market rate" shown here but this will give you an approximate idea. You'll get the best exchange rates with your credit card or in the banks.
💡 Smart Spending Tip for Travelers
Getting the most from your travel budget in New Caledonia
🎯 ATM Strategy
When using ATMs in New Caledonia, always choose to be charged in CFP Francs rather than your home currency. This avoids dynamic currency conversion fees that can cost you 5-10% extra.
💱 Exchange Rate Tip
Since CFP is pegged to the Euro (1 EUR = 119.332 XPF), converting to Euros first often gives better rates than direct currency conversions.
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Many travelers use Wise multi-currency accounts to get better exchange rates and avoid bank fees in New Caledonia.
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The Rocket Guide shows you exactly where the banks and ATMs are located throughout New Caledonia